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What Loan Are You Looking For?
Car Loans

Need a car loan? Let us help you find the best rates in the market. A typical car loan term can be anywhere from between 12 months and 10 years. The overall cost of your loan will be determined by risk-based pricing.

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Home Loan

Our home loan experts will help you through every step of the process. Our team aims to guide and providing you advice on ways to structure your loan to suit you

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Commercial Loans

Need a business loan with flexible repayment options to help suit you and your cashflow? Our team will find the right solution for you.

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Equipment Loans

We work with several lenders to help support your request. Formal Approvals are Within 24 Hours. Quick, Easy & Hassle Free.

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Personal Loans

Personal loans may come in handy for everyday living and those big occasions such as a wedding, car, holiday, renovations, medical, furniture and so on. Don’t let your finances ruin those special moments.

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Construction Loans

Gearing up for a big build or renovation? Construction loans help you save on interest as you work through your project and our team will find the best rate, flexible payment options and a loan that will suit you as you build your dream home.

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Over 40+ Banks

Here are some of the banks we have
access to and work with.

When choosing the right provider.

Most people head straight to the “Big 4 “when shopping for a home loan, but there are online lenders who can offer rates that the big 4 banks simply cannot match. These lenders might not be everyone’s cup of tea, but for some, the cost savings can outweigh the minor inconveniences.

Speak to me today and I will put forward the right solution to suit your needs both now and in the future. Giving you that peace of mind with a dedicated account manager looking after your banking needs and available to be contacted anytime.

Making the most of record low rate – interest rates?

In its first board meeting of 2021, the Reserve Bank of Australia (RBA) decided to keep the cash rate at a record low of 0.1%.

Lower interest rates and rate cuts are a way for the RBA to help stimulate the economy. The idea is, when the official cash rate is low, banks may follow suit and lower interest rates on the loans they provide.

When rates are lower, you pay less interest on your debt, freeing up money for you to spend elsewhere. You may also be more likely to borrow money. This increased spending has a ripple effect through the economy, giving it a boost.

What could low interest rates mean to me?

So, it looks like low interest rates may be around for a while. This could be good news or bad news, depending on your financial goals.

Buying a property?

If you are in the market to buy a property, a reduction in interest will probably be welcome news. That is because lower rates will influence how much you can borrow and how much you can afford to repay on your loan. While it may be tempting to borrow more, keep in mind that interest rates will eventually increase and so will repayments. It is a good idea to check whether you can afford the home loan if rates were to go up.

Finance Specialists for Residential, Commerical and Car Loans.
Our team will take the time to understand your personal or company financial needs and will help with all future goals. We believe in catering and working around out clients schedules wether thats the morning or thats the evening, we understand how hectic your schedule can be and we will come to you when its suits you. Its our mission to provide quick and responsive turnaround times.

Great relationshps with the largest financial vendors. We offer Free Consulations and no obligations, we will sit down assess your situation and get to know you as a person.
I’m so glad I got into touch with Michael. From beginning to end, he answered all my questions and was clear from the start.

If it wasn’t for them I never would’ve been able to get where I am today. I have a successful business to run, and a team that I love, and I owe it all to Top Tier Finance’s help. All my goals have been reached!
Rebecca Moore
Commercial Loan